Senior Software Engineer, Lending
Chime Financial, Inc · New York, NY, USA · San Francisco, CA, USA
- Level
- Senior
- Type
- full-time
- Mode
- On-site / hybrid
- Posted
- 2026-07-29
- Team
- Lending Engineering
Role description
About the role Chime’s Lending org builds the products and platforms that give members access to fair, transparent credit and liquidity when they need it most, from Earned Wage Access through MyPay, to flexible overdraft with SpotMe, to longer-term Instant Loans, and the platforms that power credit decisions, funding, repayments, and servicing behind the scenes. We operate some of Chime’s most consequential systems. Our teams build real-time money movement and decisioning infrastructure at scale, including underwriting and eligibility, ledgering and reconciliation, capital markets workflows, repayment systems, and financial transactions that must be correct, resilient, and auditable.…
Technologies named in the posting
How Rolefit scores this role
- Stack overlap (50%). Every technology named in the posting is compared with your selected stack, weighted by how rare it is across the whole index — a niche match counts for more than Docker.
- Seniority fit (16%). The level in the posting is compared with the level assessed from your years and depth.
- Title alignment (16%). Whether the role is actually pitched at your field rather than adjacent to it.
- Freshness and filters (18%). Newer postings, your work type and your target region all move the score.
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